Subscription Terms
How the Starter, Basic and Premium monthly plans work.
Plans
All plans are monthly. The free version remains fully usable for tracking, budgeting, goals, bills, debts, lists, reports, backup and export.
- Starter: fewer ads and a limited monthly AI Coach allowance
- Basic: no ads and a larger monthly AI Coach allowance
- Premium: no ads and the largest monthly AI Coach allowance with in-depth answers
AI allowances
AI use is measured in tokens (units of text the AI reads and writes). Longer questions, more shared data and longer answers use more tokens. The app shows your usage and the reset date. Allowances reset monthly and do not carry over. When an allowance is used up you can wait for the reset, upgrade, or earn single answers by watching rewarded ads.
Billing and renewal
Payment is charged to your Google Play account at confirmation of purchase, in your local currency. Subscriptions renew automatically at the price shown at purchase unless cancelled at least 24 hours before the end of the current period. Any free trial converts to a paid subscription unless cancelled before it ends. Switching plans takes effect as described by Google Play.
Cancellation and restore
Cancel anytime in Google Play → Payments & subscriptions. Use “Restore purchases” in the app to restore your plan on a new device signed in to the same Google account. Your financial data is stored on your device and is not affected by subscription status.